AUTO

AHLQUIST IS YOUR HOME FOR BETTER AUTO INSURANCE QUOTES

Protect yourself financially with more complete, better priced automobile insurance. Ahlquist Insurance helps to protect you against financial loss in the event of an accident with property, liability, and medical coverage. We help you find the right protection at the right price. Call us today to compare or get a new quote!

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A Man Driving — Seminole, FL — Ahlquist Insurance

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FAQ

What is auto insurance? Auto insurance protects you from suffering financial loss in the event you have an accident. It can lessen the impact of the accident by protecting you ahead of time, so that you don’t have to pay an inordinate amount of money at the time of the accident. In exchange for the insurance company paying for your losses (as defined in your policy), you agree to pay a premium. 

What types of coverage is provided by auto insurance? Auto insurance provides liability, property, and medical coverage. Liability covers your legal responsibility to others for property damage or bodily injury. Medical covers all treatment, rehab, and sometimes lost wages and funeral expenses. Property covers theft of or damage to your vehicle.

Why do you need auto insurance? In short, to protect yourself financially. It can cost a lot of money to fix or replace a lost, stolen, or damaged vehicle. Medical costs are not cheap should you or someone else require treatment. Most – if not all – States also require you to have insurance on your vehicle, so you will be additionally fined if you go without it and something happens.

Some questions to ask your agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy, and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
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