COMPETITIVE COVERAGE FOR YOUR HOME

Homeowners insurance provides financial protection should an accident or disaster occur. Most cover your home itself, as well as the items contained therein.

It’s expensive to pay for damage caused by weather-related events, accidents, and other disasters. If you are currently paying for your home through a mortgage or other lending agency, your lender will require you to have homeowner’s insurance.

• How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home's features and the things you own so you can make an informed decision about coverage.)
• Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
• What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)
• What's the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)